Tuesday, March 26, 2024

Mutual fund do's and dont's ...

Here's a breakdown of what to do and what not to do when considering mutual funds:







Do:


Know your risk tolerance: Before investing, assess your comfort level with potential losses. Mutual funds can range in risk from conservative to aggressive.

Define your investment goals: Are you saving for retirement, a down payment on a house, or a child's education? Different goals have different time horizons, which can influence your fund selection.

Diversify your portfolio: Don't put all your eggs in one basket. Invest in a variety of mutual funds across different asset classes (stocks, bonds, etc.) to spread out your risk.

Invest for the long term: The stock market fluctuates, but history shows that over time, it generally trends upwards. Don't panic and sell your investments if the market dips.

Consider a Systematic Investment Plan (SIP): SIP allows you to invest a fixed amount of money regularly (monthly, quarterly) which inculcates discipline and benefits from rupee-cost averaging (buying more units when the price is low and fewer units when the price is high).

Review your investments regularly: Monitor your portfolio performance and adjust your asset allocation as needed based on your changing goals or risk tolerance.

Don't:


Invest blindly: Research different mutual funds and understand their investment objectives, fees, and past performance before investing.

Chase high returns: High potential returns often come with high risks. Don't invest in something you don't understand simply because it promises quick profits.

Panic sell: The stock market is volatile. Don't react impulsively to market downturns. Stay focused on your long-term goals and investment strategy.

Ignore fees: Mutual funds have fees associated with them. While some expense ratios are minimal, they can eat into your returns over time. Be mindful of the fees and compare different funds before investing.

Try to time the market: It's nearly impossible to consistently predict short-term market movements. Focus on a long-term investment strategy and stay invested through market ups and downs.

Invest without a plan: Have a clear investment objective and time horizon in mind before you invest in any mutual fund.

Sunday, May 28, 2023

The Ultimate Guide: How to Start Gaining Weight in One Week, 100% results.

The Ultimate Guide: How to Start Gaining Weight in One Week, 100% results. 


Discover effective tips and strategies to kickstart your weight gain journey within just one week. Learn how to gain healthy weight and transform your body.



Are you looking to gain weight quickly and efficiently? If you've struggled with adding pounds to your frame, don't worry! In this comprehensive guide, we'll provide you with the essential strategies and tips to kickstart your weight gain journey in just one week.



Whether you're an athlete looking to build muscle mass or simply aiming to achieve a healthier weight, these proven techniques will set you on the right path. Follow these steps diligently, and you'll be well on your way to achieving your weight gain goals.


Here's what you need to know:


1. Set Realistic Goals: Before embarking on your weight gain journey, it's crucial to set achievable goals. Determine how much weight you want to gain and establish a reasonable timeline.


2. Create a Calorie Surplus: To gain weight, you need to consume more calories than your body burns. Calculate your daily calorie requirements and increase your intake by 500 to 1,000 calories per day.


3. Choose Nutrient-Dense Foods: Focus on consuming foods that are rich in nutrients. Include protein, complex carbohydrates, healthy fats, and a variety of fruits and vegetables in your diet.


4. Optimize Your Meal Frequency: Instead of having three large meals, divide your daily intake into smaller, frequent meals. Aim for five to six meals a day to provide your body with a constant supply of nutrients.


5. Incorporate Strength Training: Engage in regular strength training exercises to build muscle mass. Focus on compound exercises such as squats, deadlifts, and bench presses.


6. Prioritize Rest and Recovery: Allow your body sufficient time to rest and recover. Aim for 7-9 hours of quality sleep every night to support muscle growth and overall well-being.


7. Stay Hydrated: Drinking an adequate amount of water is crucial for maintaining overall health. Aim for at least eight glasses of water per day.



FAQs:


Q: Can I gain weight without consuming unhealthy foods?

A: Yes, you can gain weight by focusing on nutrient-dense foods rather than relying on unhealthy options.


Q: Will weight gain supplements help me reach my goals faster?

A: While supplements can support your weight gain journey, it's important to prioritize a balanced diet and exercise routine.


Q: Is it possible to gain weight in a healthy manner?

A: Absolutely! By following a well-balanced diet, exercising regularly, and giving your body enough rest, you can achieve healthy weight gain.


Conclusion:


Gaining weight in one week may seem like a challenging task, but with the right approach and dedication, it's entirely achievable. Remember to set realistic goals, create a calorie surplus, choose nutrient-dense foods, incorporate strength training, prioritize rest and recovery, and stay hydrated. Embrace this guide as your roadmap to success, and you'll soon be on your way to a transformed body and improved well-being. Start your weight gain journey today and unlock your full potential!

Sunday, June 2, 2019

Kya hoga agar 1USD = 1RS ho jaye toh?

Esa hona possible to nhi h par agar ho jaye to bahut kuch badal jaega .. 




India ki economic condition m sudhar aa jaega ..but long term me kaffi dikkato ka samna bhi krna pad skta h ...
Agar esa ho jaega to Bharat k log bahar job krne se jada Bharat m hi job krna pasand krenge ...isse berojgari ki darr or bhi badh jaegi...

for example:- kisi Indian ko US m job karne par 600USD/month milte h jiski value India m 40,000Rs(approx.) k barabar h...Par ab agar 1usd=1rs ho jaye to uske 600usd ki value to India m 600rs k barabar hi rah jaegi...

Esa hone par kachhe maal ki bikari phle k mukable kaffi kam ho jaegi ..kyunki ab dusre desho ko vo maal hmse mahnge damo m kharidna pdega... 

In vajaho se GDP bhi ghat jaegi... Sarakar is samay paise ko majbuut nhi balki usse jada badhne or ghatne se rok rhi h ...
paisa rato raat strong ho jane se fayde kam or nuksaan jada h ...




1986 me , Japanese Yen ne apni strength double kar li thi, pehle 1usd ki kimat 280 yen hua karti thi or achanak agle hi din 1 usd ki kimat 140 yen k barabar rh gyi thi.. isse unke yen ki strength to badh gyi par unki economy crash kar gayi, jisse vo aaj bhi recover nahi kr paye h ..

To Japan ne esa kyu kiya hoga , ye jante hue bhi ki isse kya-kya ho skta h ??? 

-Esa isliye kyunki America ne usse esa karne ko majboor kiya tha....

Isiliye RBI badi hi savdhaani se paise ki strength ko ek hadd tak bnaye hue h...isliye 1usd = 60Rs ek sahi or faydemand deal h India ke liye... isse hamare exports , wages bhi high rahenge or imports bhi kam rahenge...

So, esa hona possible to nhi h ...pr haan dhire-dhire ham paise ki strength ko badha skte h...:)

Thursday, January 24, 2019

CRICKET WORLD-CUP 2019



2019 cricket world cup(officially ICC cricket world cup 2019) 12th sanskaran h cricket world cup ka.
Is baar world cup England or Wales k dwaara host kiya ja raha hai(from 30th may to 14th july 2019). World cup International Cricket Council dwaara administrate kiya jata hai. Iss world cup ka format one day international h or tournament ka format round-robin and knock out hai.
Iss world cup m 10 teams participate karengi or total matches ki sankhya 48 hogi.
Pichla world cup Australia or New zealand m hua tha jo ki 2015 m hua tha, jiska final Lord's m khela gya tha. England or Wales m world cup panchvi bar ho raha tha isse phle 1975, 1979, 1983 or 1999  m pichle 4 world cup hue the.



Iss tournament k format m 10 teams ka keval ek single group hoga, hr team baaki 9 teams se bhidegi or top ki 4  teams semi-final or final k liye badhengi.
Yeh world cup isliye bhi khaas h kyunki isme pichle world cups ki tarah 14 nahi balki sirf 10 teams participate karengi.

phli team England hai kyunki wo host country h or banki top 7 teams ICC one day ki ranking k hisab se aai h(as of 30th september 2017), bachi hui 2 teams 2018 cricket world cup qualifier k jariye chuni gai h.

  1.  England(host)
  2.  Australia
  3.  Bangladesh
  4.  India
  5.  New Zealand
  6.  Pakistan
  7.  South Africa
  8.  Sri Lanka
  9.  Afghanistan
  10.  West Indies


ICC k dwara tournament k venue bhi release kr diye gye h :-
  • Chester-le Street
  • Leeds
  • Manchester
  • Nottingham
  • Birmingham
  • Cardiff
  • Bristol 
  • Lord's
  • The Oval
  • Taunton
  • Southampton




26 April 2018 ko ICC k dwara fixture details bhi release kr di gyi :-

Jisme pehla match England vs South Africa 30 may 2019 ko The Oval, London m khela jaega.
India ka phla match South Africa k saath Rose Bowl, Southampton m khela jaega.
2019 world cup ka final 14 july Lord's London m khela jaega.

Friday, January 11, 2019

KUMBH 2019

In Prayagraj, hearing the word "KUMBH", creates a picture of Triveni Sangam in one's mind.
"An eternal life free sins " is the promise that comes attached with the magnificient event of Kumbh Mela.



Legend has it that is the mythological times , during a waging war between the demigods and demons for the possessing of elixir of eternal life, a few drops of it had fallen on the four places that are today known as Prayag, Haridwar, Nasik and Ujjain.


  
Kumbh mela,also known as Kumbha mela, is a hindu religious festival. The normal Kumbh mela is held every 3 years, the ardh(half) Kumbh mela is held every 6 years at Haridwar and Prayagraj while the purna(complete) Kumbh mela takes place every 12 years. 

In 2019 the maha Kumbh mela is going to be celebrated in Prayag after 144 years (after 12 purna Kumbh mela). 



It is celebrated at the pilgrimage places on four sacred rivers --


1-at Haridwar on the Ganges River
2-at Ujjain on Shipra
3-at Nashik on the Godavari
4-at Allahabad or Prayagraj at the confluence of the Ganges.



The Kumbh Mela at Prayag(modern Allahabad) attracts millions of pilgrims. Bathing in these rivers is thought to cleanse a person of all their sins.

Sunday, January 6, 2019

2019 TRAIN-18




The Railways is likely to begin the commercial run of the much awaited TRAIN 18 between Delhi and Varanasi next week ,just ahead of the KUMBH MELA in Prayagraj(Allahabad) which begins on january 14. 
The train will run at a speed of 160 kmph will reduce journey time between the 2 cities from the present 11hr 30min to 8hr .




During a test run on sunday ,the train 18 reached the 180 kmph speed. Officials said it can touch 200 kmph speed.


So what makes the TRAIN 18 so special ???





here's a look at some of its premium features :-

  • it is produced under MAKE IN INDIA campaign.
  • have automatic doors with retractable footsteps.
  • contains modular toilets with bio-vacuum system.
  • AC coaches.
  • on board wifi ,infortainment and GPS based passenger information system.
  • 360 rotational seats which can be aligned in travel direction.
  • roller blinds and diffused LED lightings.
  • 2 executive compartments with 52 seats each.
  • trailer coaches comprise 78 seats each equipped with cctv cameras.
  • accessible toilets for people with disability.

The train is designed by the ICF without any technology transfer. Priced at over 100 crore per rake ,
it is a fully hi-tech train whose maximum production is done in India.


The Railway Minister Mr Piyush Goyal tweets on his twitter handle - "Need for Speed : Train 18 seem cruising at a sustained 180 Kmph ,officially becoming the fastest train in India."

Wednesday, December 19, 2018

Top 5 Ways To Start Workout For Beginners


HERE'S A GREAT ROUTINE FOR BEGINNERS ...




I know it's not easy to START a workout routine ...is that easy....???We asked weight loss experts and personal trainers for their best advice on how to start exercising again after a lull...So here are some AMAZING TIPS for you to get started ...



  • BUILD A STRONG MINDSET       






So...The number one and the most important thing is to build a mindset to workout daily ...

Mindset is the basic need of anything you want to achieve ...
You have to wake up early(04am -05am) ...it's necessary...




  • THINK AND PLAN FOR THE NEXT MORNING         


YESSS...You have to think about the next morning before going to bed....if you fail to do this ...I bet you will fail to make it ...and that's why you are still a beginner....
Star planning right now.






  • SET YOUR ALARM        


Alarm is obviously an important part for the people like me ...(LAZY)...
Wake up by your convenience but the earlier you leave the bed ,the better it will be...





Try the alarm for 10 days seriously and then i will bet to anyone that you don't need that alarm anymore.Because its in your routine now. 


  • WARM-UP            







You need to do warm-up to start the basic functioning of the rusted machine (YOUR BODY)...

Do warm up - jumping jacks, shoulder rotations, high raises , sit ups then some push ups and many more regular exercise.



  • GO FOR RUNNING    






Run ...Run ...Run....
Get your shoes ready and move out for running.This is very important activity for everyone , as everybody knows that running activates our all body parts and greased our machine and sockets .

That's why many fitness experts give the priority to RUNNING.
First run then anything else...







So these are the 5 most important ways to boost up your body and let the growth begins .... 

Mutual fund do's and dont's ...

Here's a breakdown of what to do and what not to do when considering mutual funds: Do: Know your risk tolerance: Before investing, asses...